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How To Avoid High Fees with Bad Credit History - Author:

December 27, 2016 | Published in Credit, Finance, Uncategorized

Individuals with problematic credit histories often suffer unfairly from high mortgage, insurance, and car loan rates. On top of that, they have difficulty getting approved for credit cards. The whole situation can get extremely frustrating. Frequently, I get emails from consumers wondering what they can do to rebuild their credit. The first thing I tell …

A Funny Joke and The Man without Humor - Author:

December 22, 2016 | Published in Uncategorized

April fool’s day is a favorite day for some, because there are many funny jokes that can be played. But when you are working for ‘The Man’ humor can be unacceptable. The workplace has become a controversial place for funny jokes, because what is funny to one person can be considered an attack by another. …

How common is Spam around the globe? - Author:

December 20, 2016 | Published in Uncategorized

How prevalent is Spam?  According to Scott McAdams, OMA Public Affairs and Communications Department (www.oma.org): “Studies show unsolicited or “junk” e-mail, known as spam, accounts for roughly half of all e-mail messages received. Although once regarded as little more than a nuisance, the prevalence of spam has increased to the point where many users have …